Typical Condo
Standard single residence purchase in Manhattan or Brooklyn.
You pay 100% out of pocket:
- Full Mortgage Payment
- High HOA / Common Charges
- Property Taxes
You receive:
- Only One Residence ($0 Income)
Private Brownstone Buyer Access
Qualified buyers may be able to purchase certain 3–4 family brownstones with around 10% down through select financing programs, while rental income from the other units may help offset your monthly costs. Get access to off-market and coming-soon opportunities before they hit the public market.
“Thank you for a streamlined process from start to finish ensuring the right place was found and secured without haste!”
Sandrine CharlesGoogle review
5.0 ★★★★★58+ Google reviewsYour buyer profile
A few quick questions about budget, financing, neighborhoods and timing — so Stanley can match you with the right off-market and coming-soon opportunities.
The NYC Homebuyer Dilemma
For the right buyer, a 3–4 family brownstone can create a completely different ownership equation than paying high monthly common charges on a single apartment.
Standard single residence purchase in Manhattan or Brooklyn.
You pay 100% out of pocket:
You receive:
Multi-unit townhouse with owner unit + income suites.
You pay 100% out of pocket:
Plus you receive:
Long-term flexibility & house-hacking benefits.
Specialized multi-family financing options.
Private Buyer Access
The short qualification profile gives Stanley the exact parameters needed to match you with non-public inventory and strategic deal structures.
Properties heard about through deep NYC broker relationships, private estate sellers, developers, attorneys, and network channels before or outside public MLS portals like StreetEasy & Zillow.
Unlock for your search →Curated properties where you can live comfortably in an owner residence while rental income from remaining units helps offset monthly debt service & operating expenses.
Unlock for your search →Access to first-time buyer portfolio programs, renovation loans, CEMA tax savings, and lenders willing to underwrite projected rental income at favorable down payments.
Unlock for your search →Rigorous deal breakdown looking beyond asking price: comparable sales, rent roll potential, true tax liabilities, deferred maintenance, and long-term appreciation ceiling.
Unlock for your search →Instead of receiving hundreds of automated portal alerts, receive vetted properties aligned specifically with your budget, lifestyle goals, and target return parameters.
Unlock for your search →Fit
This program works best when you're ready to buy with intention — not just collecting links.
FAQ
On many 2–4 family purchases, lender underwriting can count a portion of rental income toward qualifying income, and after closing the rents can offset your monthly carrying cost. Exact terms depend on the property, loan program, and occupancy.
Certain owner-occupant multifamily loan programs allow lower down payments than pure investment financing. Availability and guidelines change — your profile helps Stanley point you to the right lender conversation.
Some brownstones trade quietly through agent networks before or instead of a full public listing. A completed buyer profile lets Stanley match you when a fit appears.
No. The profile is a private advisory intake. You decide if and when to move forward after reviewing options with Stanley.
Start the short finder quiz, or call Stanley directly.
Posted on GoogleStanley Montfort represented me in the sale of my home in Hamilton Heights. He is professional in his approach and brings his warm, personable demeanor into all his interactions. I selected Stanley to represent me after doing a thorough analysis of realtors in the Hamilton Heights area looking at number of closed tra…
Posted on GoogleStanley was great to work with. He worked with our schedule, took the time to understand our priorities, showed us a range of properties in different areas that could suit our needs and helped us strategize our approach. He was also a great resource in helping us find local connections for inspections, repairs, etc.…
Posted on GoogleThank you for a streamlined process from start to finish ensuring the right place was found and secured without haste!
Posted on GoogleWe had a great experience working with Stanley. He taught us a lot about the specific market we were looking in, which enabled us to make a very good decision on purchase of a new home.
Posted on GoogleStanley was the dream real estate agent we didn’t know we deserved! From the beginning he was attentive to our curiosity to help us figure out what type of property we wanted - and could afford. Throughout the process he was a calm and patient presence in our lives, offering us sincere and sage perspectives to keep u…
Posted on GoogleStanley is amazing! No one knows the Harlem market better than him, and his deep expertise was a tremendous resource. He taught me along the way how to spot 'red flags' and talked me out of making an offer on a place that seemed amazing but had, upon his close inspection, evidence of poor workmanship and lots of cut co…
Posted on GoogleStan is extremely knowledgeable and professional. He also has the utmost patience! He helped me sell my home and purchase a condo at the same time. My home had all types of special contingencies but he was able to find me a buyer and get me very close to the price I wanted. I was very specific in terms of the property…
Posted on GoogleStanley is the consummate professional! He made sure my listing has excellent and consistent foot traffic and quality candidates for our showings. This sale had some challenges, but Stanley never wavered. Ultimately we were successful and I’ll use him again and again for future real estate transactions.
Tell Stanley about your budget, preferred neighborhoods, and timeline — or book a call.